AmexAI agentsPayments

Amex launches a framework to stop AI agents from making purchases you didn't authorize

TechCrunch ·

Close-up of a blue American Express card

American Express's Intent Intelligence Framework records what you told an agent to buy (merchant, max budget, preferences), has you sign off, then issues a payment token tied to that intent instead of your card number. Amex says it could block a mismatched purchase, like Adidas sneakers when you asked for Nike, and help with fraud and disputes.

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